24/7 eTV Rhuav Xov Xwm : Nyem rau lub pob ntim (sab laug sab xis ntawm lub vijtsam video)
Qhua qhua

Ntev npaum li cas Kev Them Nyiaj Los cuam tshuam Koj Cov Qhab Nia?

sau los ntawm editor

Txhua qhov kev ntsuas hauv Tebchaws Meskas yog ua raws koj li keeb kwm qiv nyiaj, uas tau qhia ntxaws hauv tsab ntawv ceeb toom los ntawm Experian, Equifax, thiab TransUnion.

Print Friendly, PDF & Email
  1. Cov nyiaj poob los yog lig yog qhov xwm txheej puas tshaj plaws.
  2. Lawv txhais ntau dua li ib feem peb ntawm kev suav (35% rau FICO thiab 40% rau VantageScore).
  3. Qhov cuam tshuam nyob ntawm seb koj kho qhov yuam kev sai npaum li cas. Nov yog cov hauv paus ntsiab lus.

Kev them nyiaj lig dhau los ua tsis raug cai hauv 30 hnub. Nov yog thaum nws yuav tsum tau tshaj tawm txoj cai. Cov khoom zoo li no nyob ntawm cov ntaub ntawv khaws tseg rau 7 xyoo, kom txog thaum lawv ploj mus. Bureaus tsis tshem tawm cov ntaub ntawv pov thawj tseeb, thiab tsis muaj kev daws teeb meem. Yog tias qhov ua txhaum cai yog koj tus kheej ua txhaum, ntsib lub suab paj nruag: tsis muaj ib yam uas koj tuaj yeem ua los tshem nws. Yog tias koj cov teeb meem nyiaj txiag ua rau Tshooj 7 nyiaj txiag poob qis, nws yuav ua rau cov ntaub ntawv tsis zoo thiab cov qhab nia tau 10 xyoo.

Thaum Nws Yuav Raug Tshem Tawm

Cov nyiaj them lig tsis ploj mus txog thaum tas sijhawm. Nws tsis muaj teeb meem lig koj lig - 30 hnub lossis 60 hnub. Txawm li cas los xij, cov ntaub ntawv yuav txuas ntxiv cuam tshuam rau koj li xwm txheej rau 7 xyoo. Txawm li cas los xij, cov neeg siv khoom tuaj yeem ua tau tshem tawm cov nyiaj them lig los ntawm daim ntawv tshabxo nuj nqi yog lawv dag. Kev tshaj tawm txog qhov tsis raug yog qhov tshwm sim ntau heev, uas yog vim li cas kev lag luam kho tau zoo. Ib qho ntawm cov koom haum thoob tebchaws tuaj yeem ua yuam kev li no.

Lub tuam txhab nyiam Lexington Txoj Cai tuaj yeem tshawb pom qhov tsis raug, sau cov pov thawj los ua pov thawj rau lawv, thiab qhib kev tsis sib haum xeeb. Kho cov tuam txhab ua txhua yam rau koj sawv cev, thaum koj saib xyuas kev nce qib los ntawm cov portals lossis cov apps. Tib lub sijhawm, koj muaj txoj cai los pib qhov kev tsis sib haum ntawm koj tus kheej, tsis pub dawb.

Qhov no yog txheej txheem xav tau thiab siv sijhawm ntau, uas tseem xav tau kev paub txog kev cai lij choj ntawm cov neeg siv khoom. Qhov tsis txaus ntseeg, ntau lab tus neeg Asmeskas xaiv los kho lawv cov qhab nia rau lawv. Raws li Tsoom Fwv Teb Chaws Trade Commission, 20% ntawm cov neeg siv khoom ntsib cov qhab nia tsis ncaj ncees.

Kev cuam tshuam rau ntawm Score

Kev tuaj lig nrog kev them nyiaj ib zaug yog qhov muaj txiaj ntsig ntau dua li qhov koj xav tau. Hmoov zoo, qhov cuam tshuam ploj mus rau lub sijhawm, tshwj xeeb yog tias tsuas muaj ib qho yuam kev hauv koj cov ntaub ntawv. Yog tias ncua sijhawm tshwm sim, tiv thaiv kev puas tsuaj los ntawm kev ua txhua qhov kev them nyiaj tom ntej raws sijhawm. Qhov no tseem ceeb heev.

Nco ntsoov tias daim ntawv them nqi lig tsis tau tshaj tawm txog thaum nws yog 30 hnub dhau los. Qhov no muab lub qhov rais los kho nws. Yog tias koj them nyiaj sai sai, nws yuav tsis suav nrog koj cov nyiaj txiag yav dhau los. Tom qab thawj 30 hnub, qhov yuam kev tau lees tias yuav cuam tshuam rau cov ntaub ntawv thiab cov qhab nia. Qhov tshwm sim tuaj yeem ua rau hnyav li qhov poob ntawm 180 cov ntsiab lus! Nov yog ob peb lwm yam kev nyuaj.

● Kev ncua sijhawm tsawg dua 30 Hnub

Nov yog qhov xwm txheej zoo tshaj plaws. Cov kev ncua no tsis raug tshaj tawm. Thaum koj tseem yuav tsum tau them tus nqi nplua, qhov kev puas tsuaj raug txo kom tsawg.

● Kev ncua ntawm 30-59 Hnub

Tom qab thawj 30 hnub, qhov tsis zoo tshwm rau ntawm koj cov ntaub ntawv. Tib lub sijhawm, koj tseem yuav tsum, them nyiaj. Ua sai li sai tau.

● Kev ncua ntawm 60+ Hnub

Yog tias koj plam ob lub sijhawm sib law liag, koj daim ntawv tshaj tawm yuav suav nrog daim ntawv ceeb toom tshwj xeeb. Qhov no ua rau muaj kev puas tsuaj rau koj li xwm txheej, yog li nws plunges tob dua. Qhov kev them nyiaj ntau koj hla - cov ntawv ceeb toom ntau ntxiv, thiab qhov hnyav dua qhov tshwm sim. Thaum kawg, cov nuj nqis yuav raug xa mus rau cov neeg sau khoom, thaum tus qiv nyiaj thawj zaug yuav kaw tus as khauj.

Ceev faj

Raws li koj tuaj yeem pom, kev them nyiaj ploj yog qhov yuam kev phem tshaj plaws uas koj tuaj yeem ua. Qee tus neeg muab daim npav tsis rau txim rau koj rau kev them nyiaj lig (tsis them tus nqi), tab sis qhov no tsis yog qhov ua rau tsis txaus ntseeg. Tus cwj pwm tsis lees paub ua rau koj cov qhab nia muaj kev pheej hmoo.

Qhov ntsuas no tsis tsuas yog cuam tshuam rau kev qiv nyiaj yav tom ntej. Nws tseem raug tshuaj xyuas los ntawm cov neeg tuav pov hwm, cov neeg nrhiav haujlwm, thiab cov tswv tsev. Tom qab thawj 30 hnub ntawm kev ncua, tus muab daim npav tseem yuav tshaj tawm koj qhov ua txhaum. Cov lus qhia hauv qab no yuav pab koj zam kev hla kev them nyiaj.

1. Autopay Options

Kev them nyiaj tsis siv neeg yog txoj hauv kev yooj yim tshaj plaws los tiv thaiv qhov ua yuam kev no. Cov txheej txheem teeb tsa siv sijhawm 1 feeb, thiab nws lav tau kev thaj yeeb nyab xeeb. Customize koj cov nyiaj them raws li qhov xav tau, thiab cia lub kaw lus ua tus so. Txhua yam koj yuav tsum tau ua yog kom ntseeg tau tias qhov nyiaj tshuav txaus rau kev them nyiaj kom dhau mus.

2. Kev Them Nyiaj Nco Ntsoov

Tsis yog txhua tus neeg nyiam nrog tus nqi them tsis siv neeg. Hloov chaw, koj tuaj yeem tsim daim ntawv qhia hnub ceeb toom lossis teeb tsa kev ceeb toom. Qhov no yuav suav nrog cov ntawv thiab email. Cov kab ke tuaj yeem ceeb toom koj thaum koj tau txais cov lus tshaj tawm, thaum muaj qee hnub tshwj xeeb ua ntej hnub kawg, thaum them nyiaj tshaj tawm, thiab lwm yam. Qhov no nyob ntawm lub koom haum qiv nyiaj.

3. Xaiv Hnub Kawg Tshiab

Nws nyuaj rau taug qab cov nyiaj them ntau yog tias lawv tau nthuav tawm thoob lub hlis. Txhawm rau tswj hwm cov nyiaj them zoo dua, koj tuaj yeem hloov kho hnub kawg. Piv txwv li, yog tias koj cov nuj nqis raug them tom qab hnub them nyiaj, nws yooj yim dua kom tau raws li cov luag num thiab khaws cov nuj nqis hauv kev txheeb xyuas.

Cov kab hauv qab

Kev them nyiaj lig yog qhov ua rau muaj kev phom sij ntau tshaj plaws ntawm koj daim ntawv tshaj tawm txawm tias lub chaw lis haujlwm twg. Lawv cuam tshuam cov qhab nia rau 7 xyoo, thiab tsis muaj txoj hauv kev tshem tawm cov ntaub ntawv pov thawj tseeb. Cov neeg siv khoom yuav tsum tau ceev faj nrog lawv cov nyiaj them, vim tias txawm tias ib qho yuam kev yuav qaij tus qhab nia.

Teeb tsa kev ceeb toom lossis autopay kom tsis txhob ua yuam kev li no. Yog tias koj cov qhab nia tsis ncaj ncees, tshem tawm qhov qhia tsis raug los ntawm kev kho. Koj tuaj yeem qhib qhov kev tsis txaus siab ntawm koj tus kheej lossis sau npe kev pab los ntawm lub koom haum ntseeg siab.

Print Friendly, PDF & Email

Hais txog qhov kev sau

editor

Editor in Chief yog Linda Hohnholz.

Cia ib saib

1 Saib